NEW ORLEANS — Louisiana could be hit especially hard if the National Flood Insurance Program (NFIP) is allowed to expire at the end of the month. The program, which provides federally backed flood ...

Insurers are flying drones overhead to assess everything from the condition of tiles on a roof to potential safety risks from backyard trampolines to pools.

While premiums for individual market coverage typically increase each year, not since the early days of the first Trump administration have costs been poised to rise by as much as they will in 2026.

Just 38% of the 22,500 homes burned down in California's five most destructive wildfires from 2017 to 2020 have been rebuilt, The Times found.

With budgeting trust at an ebb, Democrats and Republicans pointed fingers, rather than shaking hands on a deal to avert a shutdown.

Yes, moving to a different ZIP code can result in a cost increase, especially if the new area has a higher rate of accidents, claims or vehicle thefts. For example, you might pay more if you live in a ...